Reading 9 min
July 31, 2025
SPB Carbon Offset is a program that allows companies and individuals to offset their CO₂ emissions by financing certified ecological projects. By supporting initiatives such as reforestation and renewable energies, this mechanism aims to balance the carbon footprint and contribute to the ecological transition. However, despite its advantages, it raises questions about its real effectiveness and the risk of greenwashing.
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SPB Carbon Offset is a program that allows companies and individuals to offset their CO₂ emissions by financing ecological projects. This approach is based on the “polluter pays” principle, which encourages economic players to balance their carbon footprint by supporting environmental initiatives. SPB Carbon Offset is based on certified carbon credits, guaranteeing the transparency and effectiveness of the actions carried out.
Carbon offsetting works by calculating the greenhouse gas (GHG) emissions generated by an activity, then financing projects that absorb or reduce these emissions, such as reforestation or renewable energies. The goal is to achieve carbon neutrality, by balancing unavoidable emissions with concrete and measurable actions.
Carbon offsetting is a concept that emerged in the 1990s with the adoption of the Kyoto Protocol in 1997. This introduced market mechanisms to reduce CO₂ emissions. The 2015 Paris Agreement reinforced this approach by encouraging States and companies to achieve carbon neutrality.
In Europe, carbon offsetting is based on strict regulatory frameworks, such as the European Emissions Allowance Directive and the Mandatory Offsetting Mechanism for Aviation (CORSIA). The carbon credits used must be certified by recognized bodies (Gold Standard, Verra) to ensure their transparency and their real impact on reducing emissions.
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Carbon offsetting is not mandatory for all companies and individuals, but it may be for certain sectors. For example, international aviation must comply with the CORSIA mechanism, which requires offsetting excess emissions. In Europe, certain industries are subject to the Emissions Trading Scheme (ETS), requiring them to offset part of their emissions.
For other players, offsetting remains voluntary, but it is encouraged by the implementation of new regulations and consumer expectations. Many companies are therefore integrating this approach into their CSR strategy in order to achieve carbon neutrality and comply with international climate commitments.
Identifying and calculating CO₂ emissions is the first essential step in a carbon offsetting approach with SPB. This process consists of measuring the direct and indirect emissions generated by the activities of a company or an individual.
Emissions are divided into three categories or “scopes”:
SPB Carbon Offset finances various projects aimed at reducing or capturing CO₂ emissions, thus contributing to carbon neutrality. These initiatives are part of key sectors such as renewable energy, reforestation and improving energy efficiency.
Among the projects supported are:
All projects financed by SPB are certified by international organizations such as Gold Standard or VCS, guaranteeing their real and verifiable environmental impact.
Certification and transparency are essential to guarantee the effectiveness of the carbon credits offered by SPB Carbon Offset. All projects financed comply with rigorous international standards, such as Gold Standard, Verified Carbon Standard (VCS) or Plan Vivo, which ensure the quality and credibility of emission reductions.
These certifications guarantee that each carbon credit corresponds to a ton of CO₂ actually avoided or captured. In addition, SPB Carbon Compensation ensures transparent monitoring by regularly publishing reports on the impact of its projects.
Companies and individuals can thus precisely monitor the use of their contributions, strengthening trust and commitment in their environmental approach. This approach helps avoid greenwashing and ensure effective carbon offsetting.
To stop an SPB direct debit, it is essential to identify the exact origin of the direct debit. As SPB is an insurance manager, its direct debits are often linked to insurance taken out through a bank, telephone operator or distributor.
Here are the steps to follow to stop the direct debit:
Termination generally takes effect within 30 days of the request.
Opting for carbon offsetting with SPB has several advantages, both for businesses and individuals.
Companies subscribing to SPB levies for their carbon offsetting can improve their brand image. Indeed, this commitment allows them to demonstrate a commitment to carbon neutrality and strengthens credibility and attractiveness to customers and partners. In addition, carbon offsetting with SPB helps them meet environmental requirements by offsetting CO₂ emissions and remaining compliant with the various regulations. Finally, organizations can effectively contribute to the ecological transition by financing sustainable projects and supporting low-carbon initiatives.
Individuals, through SPB financing, improve their eco-responsible commitment and actively participate in reducing their individual carbon footprint. In addition, they support environmental projects by helping to develop renewable energies and reforestation, for example. Finally, carbon offsetting with SPB is simple and accessible, as all actions are done directly online on the dedicated platform.
Carbon offsetting with SPB offers a solution to reduce the carbon footprint by financing sustainable initiatives that have a positive impact on the environment. Among these actions, supporting reforestation and forest conservation projects plays a key role in absorbing CO₂ while preserving biodiversity. The development of renewable energies, such as wind, solar or biomass, also helps to limit dependence on fossil fuels. Finally, improving energy efficiency and promoting low-carbon technologies make it possible to limit greenhouse gas emissions in the long term.
While carbon offsetting does not replace reducing emissions at source, it nevertheless helps to achieve a balance by absorbing residual CO₂. By integrating these approaches into a corporate social responsibility (CSR) strategy, organizations and individuals actively participate in the fight against climate change and strengthen their commitment to the ecological transition.
The carbon credit mechanism is the subject of much debate regarding its real effectiveness in the fight against climate change. This mechanism makes it possible to finance environmental projects and to offset irreducible emissions, which encourages companies to integrate carbon neutrality into their strategy. Thanks to the support of certified projects, such as reforestation or the development of renewable energies, this system also encourages innovation and promotes the adoption of low-carbon solutions.
However, some critics question its real impact. Indeed, some consider that carbon credits offer too easy an alternative to continue polluting without any real effort to reduce emissions. The lack of uniformity in the standards applied can also limit their effectiveness, with some credits having a questionable environmental impact. In addition, the lack of transparency on the traceability of the projects financed can raise doubts as to their real contribution to the ecological transition.
Thus, in order to guarantee the effectiveness of this system, it is essential to strengthen regulations and establish independent audits to ensure that carbon offsetting is based on credible and high-impact initiatives.
Carbon offsetting is also sometimes accused of promoting greenwashing when some companies use it more as a marketing argument than as a real approach to reducing emissions. The risk of greenwashing appears in particular when the projects financed lack transparency or offer a limited environmental impact. In some cases, the emphasis is placed on offsetting to the detriment of concrete actions to reduce emissions at source. In addition, the difficulty in verifying the effectiveness of certain carbon credits raises questions about their real capacity to absorb CO₂.
To guarantee effective offsetting, it is essential to favor projects certified by recognized labels and to ensure rigorous monitoring of their impact. In addition, carbon offsetting must be integrated into a global emissions reduction strategy and not seen as a substitute solution. Clear traceability and independent validation of carbon credits ensure their credibility. Finally, supporting long-term initiatives focused on a sustainable transition rather than simple one-off neutralization strengthens the effectiveness of the approach and its positive impact on the environment.
Integrating SPB carbon offsetting into a sustainability strategy should not be limited to simple emissions offsetting, but should be part of a more global approach to reducing GHG emissions and optimizing the ecological transition.
To integrate carbon offsetting into their environmental strategy, companies can follow these different steps:
By combining emission reduction and responsible carbon offsetting, companies can take concrete action for the ecological transition.
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